So your car has stop, broken! A serious problem that is not even worth fixing. Or is it a parked car that you barely drive.
Why should you pay insurance for a car you don't drive?
In Florida, as in most US states, a registered car must have the minimum coverage required by the state.
Even if you intend to sell the car for a junk company, as long as the vehicle is in your name and that is why you are responsible for it.