Businesses can bundle property and liability coverage into a Business Owners Insurance Policy that allows your business to obtain broad coverage with affordable premiums.
This type of policy was designed to help small business owners to combine most of their insurance necessity into one package. It is highly recommended for restaurant, retail store and offices.
Most of these policies can include some of the of the following coverages:
Business Personal Property
Loss of Income
Signs and Glass Coverage
Additional Business Expense
Crime and Employee Dishonesty Coverage
Accounts Receivable Protection
And much more...
Besides some of these coverages, the BOP (Business Owners Policy) includes a Commercial General Liability and in some cases it can include the Liquor Liability (Restaurants and bars) and Errors & Omissions for Professional business Offices (Realtors, Accountants and other professionals).