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About Us

Learn more about our company

Morning Star Insurance Agency is an independent insurance agency established in December of 2009 by Founder Fred Costa. After many years servicing his clients in banking, Mr. Costa made the decision to finally start his own business and still be able to offer something beneficial to his clients. When the agency was finally established, Mr. Costa counted on the support of all his banking clients and local business owners to promote a revolutionary vision to provide the highest quality of customer service offered in the industry.

With his vast experience working with sales, finances and customer service, Mr. Costa used his knowledge and influence in the local community to expand Morning Star Insurance Agency. Applying the company's fundamental philosophy and trademark: “Where clients become friends”, Morning Star Insurance recognizes that relationships with customers is our most valuable asset!

"Where clients become friends"

Our ultimate commitment is to continue to assist our clients with the most competitive rates and the best service possible, and to represent our carriers with honesty and integrity. Morning Star Insurance Agency hopes to serve local communities in Florida with our expertise and high quality service for many years to come.

Team Morning Star

Meet our team


Fred Costa

Fred Costa is the Founder of Morning Star Insurance Agency. He became a 2-20 (General Lines) and 2-15 (Life & Health) agent in December 2009.
On April 10th 2010 he established Morning Star Insurance Agency as an independent insurance agency. Never forgetting his humble beginnings, he has become a pioneer of customer educational and quality of servicing the insurance industry.
He strives to provide clients with the best protection while educating them, so they may have peace of mind for any of life’s eventualities.
Just before establishing his own business, Fred worked in banking for almost 4 years where he acquired a vast amount of experience with finances and wealth management. Well known in the community for his outstanding quality of service and his knowledge in the industry, he has established a solid and loyal book of business that has been growing ever since. He is a trilingual speaking: English, Portuguese and Spanish.


Jackie Donato

Jackie Donato has joined Morning Star Insurance Agency in the summer of 2015. Today she serves as the company’s President in charge of the day to day operations and internal administrative work.
Jackie has developed multiple incentives and benefits for the employees, helping create a friendly and productive environment.
Jackie dedicates her efforts daily to make Morning Star Insurance Agency a great workplace for its employees.


Shaiane Vicente

Commercial Department Senior Agent

Shaiane joined Morning Star Insurance several years ago. She started her journey as a receptionist/administrative assistant and quickly became an asset in the company’s Compliance and Quality Assurance Department. Shaiane was then promoted to Compliance & Quality Assurance supervisor where she verifies and corrects all post-binding documentation. Shaiane has recently become an insurance broker and oversees the Commercial & Compliance Department.

Mariana Quinteiro

Home Department Senior Agent

Mariana joined Morning Star Insurance Agency in January 2018. Despite having no prior experience in insurance, Mariana quickly became one of the top producers within the company. Mariana has developed great relationships with many local businesses such as realtors, mortgage brokers and property managers, and has been key to the company’s portfolio growth. Mariana is the Supervisor of the entire Home Department and has helped Morning Star Insurance Agency become one of the leaders of homeowners insurance business in Florida.

Cristiane Weiler

Sales Manager

Cristiane Weiler has joined the team in 2020 and has taken the role as Sales Manager oversees the three Departments (Auto, Home and Commercial). Cristiane has been in the Insurance Industry since 2014 and has large experience with both personal and commercial lines of Insurance.
After graduating Summa Cum Laude from Philadelphia University, Cristiane got her Insurance Brokers licenses and opened her own Insurance Agency in Pennsylvania. After relocated to Florida, and joining the Morning Star Insurance team, she has become a valued member of the team.

Our office

Morning Star Insurance Agency has a new office with a perfect space to serve the customers.

Last two years, Morning Star has doubled in size.

In order to serve the market, our meeting room is always open for business meetings, as well as for the conferences and trainings provided to the staff.

commercial people business

"Where clients
       become friends"